By far one of the most popular levels of
car insurance for young drivers, third party fire & theft offers some essential features while keeping the cost down. This level of car insurance offers excellent value for learner or newly qualified drivers. If you car is stolen or set on fire your car insurance will cover you, but it still doesn't cover your car in the event of an accident that was your fault.
This level of car insurance is usually a very good way for young drivers to be able to afford better, faster cars while still being able to afford to pay their car insurance. You can usually opt to take a voluntary excess which means you pay an extra amount on top of the mandatory excess. Although a very good way to bring down your premium, it can be very costly if you ever need to make a claim.
The most common question we are asked about this kind of car insurance is: "Am I covered if someone crashes into me?" The answer is yes, but only under their policy, not yours.
We have an insurance glossary page which will explain many of the most common terms used in the car insurance industry, if there are any terms that you think should be added please use the contact us page to let us know.
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